Heartland Financial USA
HTLF
#4074
Rank
โ‚ฌ2.38 B
Marketcap
55,55ย โ‚ฌ
Share price
-2.16%
Change (1 day)
71.05%
Change (1 year)

Operating Margin for Heartland Financial USA (HTLF)

Operating Margin as of December 2025 (TTM): 17.54%

According to Heartland Financial USA's latest financial reports and stock price the company's current Operating Margin is 17.54%. At the end of 2023 the company had an Operating Margin of 16.67%.

Operating Margin history for Heartland Financial USA from 2001 to 2024

Operating Margin at the end of each year

Year Operating Margin Change
202316.67%-54.69%
202236.80%-7.89%
202139.96%39.37%
202028.67%-11.35%
201932.34%16.08%
201827.86%0.55%
201727.71%-3.6%
201628.74%19.96%
201523.96%23.36%
201419.42%3.06%
201318.84%-29.45%
201226.71%36.07%
201119.63%5.12%
201018.67%153.49%
20097.37%-22.33%
20089.48%-59.91%
200723.66%-11.08%
200626.61%8.81%
200524.45%-0.27%
200424.52%-7.33%
200326.46%-3.09%
200227.30%29.87%
200121.02%

Operating Margin for similar companies or competitors

Company Operating Margin Operating Margin differencediff. Country
Commerce Bancshares
CBSH
41.54% 136.83%๐Ÿ‡บ๐Ÿ‡ธ USA
UMB Financial
UMBF
34.71% 97.89%๐Ÿ‡บ๐Ÿ‡ธ USA
First Citizens BancShares
FCNCA
30.73% 75.20%๐Ÿ‡บ๐Ÿ‡ธ USA
Great Southern Bancorp
GSBC
37.39% 113.17%๐Ÿ‡บ๐Ÿ‡ธ USA
Wells Fargo
WFC
29.14% 66.13%๐Ÿ‡บ๐Ÿ‡ธ USA
U.S. Bancorp
USB
32.26% 83.92%๐Ÿ‡บ๐Ÿ‡ธ USA
QCR Holdings
QCRH
37.85% 115.79%๐Ÿ‡บ๐Ÿ‡ธ USA

What is a company's Operating Margin?

The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.