Heritage Insurance (HRTG)

Total debt on the balance sheet as of September 2025 : NZ$0.17 Billion

According to Heritage Insurance's latest financial reports the company's total debt is NZ$0.17 Billion. A company’s total debt is the sum of all current and non-current debts.

Heritage Insurance - Total debt on balance sheet (from 2013 to 2025)

Total debt by year

Year	Total debt	Change
2024-12-31	NZ$0.25 B	6.94%
2023-12-31	NZ$0.23 B	-7.12%
2022-12-31	NZ$0.25 B	13.43%
2021-12-31	NZ$0.22 B	24.27%
2020-12-31	NZ$0.17 B	-12.4%
2019-12-31	NZ$0.20 B	-7.88%
2018-12-31	NZ$0.22 B	-14.57%
2017-12-31	NZ$0.25 B	146.7%
2016-12-31	NZ$0.10 B
2013-12-31	N/A	-100%
2012-12-31	NZ$1.21 M

Total debt for similar companies or competitors

Company	Total debt/th>	differencediff.	Country
Arch Capital ACGL	NZ$4.72 B	2,583.40%	🇧🇲 Bermuda
RLI Corp. RLI	NZ$0.17 B	-1.63%	🇺🇸 USA
W. R. Berkley WRB	NZ$4.91 B	2,693.43%	🇺🇸 USA
Alleghany Y	N/A	N/A	🇺🇸 USA

What is the market capitalization of a company?

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In most cases it can be easily calculated by multiplying the share price with the amount of outstanding shares.

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Heritage Insurance (HRTG) - Total debt

Total debt on the balance sheet as of September 2025 : NZ$0.17 Billion